Personal Budgeting Worksheet

	Personal Budgeting Worksheet Monthly Income And Expense Sheet This personal budgeting worksheet is courtesy of www.frugalhomeliving.com. Feel free to use it for your personal budgeting needs. Print this off and fill it in as you have the available information, then refer back to How To Make A Budget anytime you need further instruction and budget tips. *Please take note...Where you have expenses that are not paid every month, you will need to take the total of those expenses for the year and divide by 12, to get your monthly amount. Then you can refer to the Savings Account Worksheet to enter in these categories. Monthly Income Gross Income Per Month _____________ Salary _____________ Interest _____________ Dividends ____________ Additional Income ___________ Less: Deductions Taxes:Federal,State,FICA _____________ Other _________________ Total Net Spendable Income ________________ Housing Expenses Mortgage or Rent __________ House/renters Insurance ____________ Property Taxes ____________ Electricity _____________ Garbage ________________ Gas/Fuel Oil ____________ Water ______________ Phone_____________ Household Repairs ____________ House Maintenance ______________ Other ___________ Total Housing Expenses ______________ Insurance Costs Life______________ Medical____________ Other_____________ Total Insurance______________ Medical Expenses Doctor_____________ Dentist______________ Prescriptions_____________ Other______________ Total Medical Expenses_____________ Auto Costs Car payments__________ Insurance_____________ Licenses/Taxes/Tabs_____________ Gas_________________ Commuting Costs_______________ Oil____________ Maintenance and Repair______________ Other_________________ Total Auto Costs ______________ Debts Credit Cards #1____________ #2______________ #3______________ #4______________ Loans______________ Other______________ Total Debts____________ Misc. Expenses Clothing___________ Food______________ Cell Phone__________ Cable____________ Internet____________ Toiletries____________ Tithe/charitable contributions_____________ Haircuts/Beauty Treatments_____________ Lunches/coffee drinks_______________ Dining Out_______________ Dry Cleaning_______________ Subscriptions_______________ Vacations________________ Activities_______________ Entertainment(movies,theater, etc)______________ Hobbies/sports _____________ Schooling/Tuition ______________ Day Care/babysitting __________________ Gifts(For all occasions) ______________ Christmas _______________ Cash ______________ Savings _____________ Investments ________________ Other__________________ Other__________________ Other__________________ Other__________________ Total Misc. Expenses ________________ Total Spendable Income__________________** (This is the total brought down from income section) Less Expenses_______________ (Total of all expenses goes here) = Difference _________________ (When expenses are deducted you will either end up with a positive or negative total and then will adjust your personal budgeting accordingly. The goal is to get to where there is a zero amount of difference) This Personal Budgeting Worksheet is to only be used for personal use, and is not to be reproduced or sold, it is courtesy of www.frugalhomeliving.com Back to top of Personal Budgeting Worksheet Back To Savings Account Worksheet Back to How To Make A Budget Back to Frugal Living Home Page

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